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Islam and Interest
Islam is a religion which gives a complete solution of life. This religion gives us an entire picture that how a person can lead his life. It gives us a complete box of rules and regulation for creating the economic strategies. That’s why on the basis of Islamic laws there are many banks are running their activities. In these banks all the type of interest on loan is totally prohibited as these laws.
Islam has given many rules and regulation for running the normal activities of our life. These rules and regulation are calling as Sharia. From this Sharia and from the normal activities of greatest prophet Hazrat Muhammad sm, we get the knowledge that Islam has prohibited all types of Interest.
This interest is mainly known as Riba in Islamic world. This interest does not mean only the money but it is also prohibited to take any type of gift, facilities, service or giving condition for giving loan to others. In the holy Quran it comes four times that interest is totally prohibited.
Now, there are many Islamic banks are running their activities on the basis of Islamic Sharia and as the Sharia these banks are bound to make their activities as interest free, otherwise their whole Islamic process will be valueless.
Key To Happiness
Happiness is the only goal on earth that all people without exception are
seeking to attain. Believers and non-believers alike seek to be happy, but
each party is using different methods.
However, only believers can achieve genuine happiness. All forms of
happiness attained without a firm belief in God, the Almighty, are mere
illusions.
*The following are some tips to achieve happiness:*
· Know that if you do not live within the scope of today, your
thoughts will be scattered, your affairs will become confused, and your
anxiety will increase. These facts are explained in the following Ahadith:
“When you are in the evening, do not expect to see the morning, and
when you are in the morning, do not expect to see the evening.” *(Saheeh
Al-Bukhari)*
· Forget the past and all that it contained, focus on the present.
· Do not completely preoccupy yourself with the future and then
discard the present. Be balanced in life, prepare yourself adequately for
all situations.
· Do not be shaken by criticism; instead, be firm. Be sure that in
proportion to your worth, the level of people’s criticism rises. Also, make
good use of criticism in discovering your shortcomings and faults, and let
it drive you toward self-improvement.
· Have complete faith in God and perform good deeds; these are the
ingredients that make up a good and happy life.
· If you desire peace, tranquility and comfort, you can find it all
in the remembrance of God.
· You should know with certainty that everything that happens,
occurs in accordance with the divine decree.
· Do not expect gratitude from anyone.
· Train yourself to be prepared for the worst.
· Perhaps what has happened is in your best interest, even though
you may not comprehend how that can be so.
· Everything that is decreed for the believer is the best for him.
· Enumerate the blessings of God and be thankful for them.
· Remember that you are better-off than many others.
· Relief comes from one hour to the next. Indeed, with each
difficulty there is relief.
· In both times of hardship and ease, one should turn to
supplication and prayer, either patiently contented or thankful.
· Calamities should strengthen your heart and reshape your outlook
in a positive way.
· Do not let trivialities be the cause of your undoing.
· Always remember that your God is Oft-Forgiving.
· Assume an easy-going attitude and avoid anger.
· Life is bread, water and shade; so do not be perturbed by a lack
of any other material thing.
· “And in the heaven is your providence and that which you are
promised.” *(Qur’an 51:22)*
· A daunting misfortune that seemingly will happen usually never
occurs.
· Look at those who have more afflictions and be grateful that you
have less.
· Bear in mind the fact that God loves those who endure trials with
steadfastness, so seek to be one of them.
· Constantly repeat those supplications that the Prophet, may the
mercy and blessings of God be upon him, taught us to say during times of
hardship.
· Work hard at something that is productive, and cast off idleness.
· Do not spread rumors and do not listen to them. If you hear a
rumor inadvertently, do not believe it.
· Know that your malice and your desire to seek revenge are much
more harmful to your health than they are to your antagonist.
· The hardships that befall you atone for your sins, if you endure
with patience.
-by Ayed Al-Qarni
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Alms-giving in Islam
Do you have a cell phone, a computer, a car or an apartment to live in? If you have any one thing of these you are a rich person. And if you are spending your monthly money in buying the phone cards, the petrol for the car or bicycle, or even paying the bill for the air conditioner than you should consider spending a little on the poor around you.
This spending of some money to help the poor around you is considered to be the Alms-giving in Islam. This practice of Alms-giving in Islam is most liked and appreciated.
Islam is the religion of peace and care. You are a good Muslim if you take care of your people around you as well. It has been strictly said in Islam that you should take very good care of your neighbors and city mates. It has been a great practice to pay alms to the poor. This not only helps them to get the daily necessities of life but also makes them, feel that they are considered as the functional part of the society.
The alms-giving in Islam is not restricted to money only. You can also give the poor and needy people the clothes, the daily necessity things, and anything that you consider important. It has also been mentioned in Holy Quran that which people are considered as the desiring people for the Alms.
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